Health Insurance

"Make sure to have adequate health
insurance while studying Australia"

Health insurance is a type of insurance that compensates for medical costs incurred as a result of an illness. These charges could include hospitalization bills, pharmaceutical prices, or medical consultation fees.

When studying abroad, you’ll need comprehensive health insurance coverage, since the prices for foreign students are significantly higher than for citizens, as international students are not covered by any government plan. Without adequate health insurance, you face the danger of confronting enormous medical expenditures if you get sick or injured.

The Australian Department of Immigration and Border Protection makes it a rigorous obligation to get and maintain proper health insurance regardless of whether you are a visitor, a student, or a temporary resident. There are a variety of providers from which you can choose to personalize your health insurance to your specific medical and financial demands.

Global select is linked with a variety of health insurance companies and can assist you in determining which provider is the best fit for your requirements. We can arrange health insurance for you via our partners that will cover the price of any medical or hospital treatment you get as well as almost everything else associated with your medical care. This includes a variety of prescription medications and emergency ambulance transport. For more details contact us.

Enjoy your visit to Australia ensuring that your health insurance covers the cost of any required medical treatment.

OHSC

The Overseas Student Health Cover (OSHC) is a provision of the Australian student visa. OSHC is required for the duration of the studies here. The applicant and their family members must be covered by an approved health insurance provider's Overseas Student Health Cover (OSHC). The type of health insurance is determined by the number of applicants in the visa application. A single applicant must have a single health insurance policy, whilst a couple or family must have either couple insurance or family health insurance. We understand that finding the best coverage at the cheapest price is a top priority for our customers, which is why we have listed here some of the best insurance providers in Australia where you can find the perfect plan for yourself.
- BUPA
- Medibank
- NIB
- Allianz Care Australia

OVHC

Any foreign applicant who wants to visit or work in Australia must have a valid health insurance policy that covers their whole stay. Overseas Visa Health Cover is a type of health insurance that meets this criterion. OVHC is a type of health insurance for visitors to Australia who does not have access to the public Medicare system for medical or hospital bills. OVHC protects you from unexpected costs if you require medical or hospital treatment. If you are a recent overseas graduate seeking a Temporary Graduate visa (subclass 485), you must transfer from OSHC to OVHC in order to meet the health requirements. Depending on the nature of your application, you can choose from a variety of health coverage options, similar to OSHC.

What should a student health insurance cover?

Depending on your country of residence and the school you want to attend, there may be requirements for student health insurance. In light of the foregoing, the following is a generalised list of what most foreign medical insurance policies cover:

Immediate hospital care
Emergency services and ambulances
Emergency repatriation and evacuation
Physician/doctor appointments
Dental emergency treatment
X-rays and tests

Before purchasing a coverage, pre-existing medical illnesses like diabetes or epilepsy must be disclosed. If you fail to disclose certain illnesses, your health insurance may become void, and the insurer may decline to cover any treatments received while you are studying abroad.

Did you know you could make payments to your university using your bank card anywhere in the world, with the click of a button?

Need guidance? Let us help you.